advertisement
advertisement

This is page 2 of:

Using CRM To Defend Your Chain Against Lawsuits

March 6th, 2012

Let’s say you are upset with AT&T, because it decided to “throttle” your cell phone data usage, and you decide that you either want to arbitrate the dispute or file a claim in small claims court. AT&T has listed a host of “prohibited” activities that its customers may not do—including copyright infringement, harassment, etc. Indeed, the AT&T data contract by its terms only allows non-corporate users to use data for two things—E-mail and Internet browsing. Everything else is prohibited.

The AT&T “contract” has a little clause that says, “AT&T may, but is not required to, monitor your compliance, or the compliance of other subscribers, with AT&T’s terms, conditions or policies.” Because the policies relate to both the amount and type of data and voice used, in addition to the content of the messages sent and received, presumably AT&T could use this clause to listen in on the telephone calls, read the E-mails and capture the text messages, Internet browsing habits, photos sent and received, apps downloaded or virtually any other activity of its customers, should they have the temerity to sue AT&T.

Indeed, federal law reinforces this “right” of the phone company, expressly excluding it from the provisions of the wiretap law, 18 USC 251. The statute permits “an operator of a switchboard, or an officer, employee or agent of a provider of wire or electronic communication service, whose facilities are used in the transmission of a wire or electronic communication, to intercept, disclose or use that communication in the normal course of his employment while engaged in any activity which is a necessary incident to the rendition of his service or to the protection of the rights or property of the provider of that service.”

Thus, if a phone company, ISP or other “provider of wire or electronic communication service” feels that it is helpful to protect the rights or property (profits?) of the company by listening in on phone calls, reading E-mails or intercepting text messages, then the law and the contract appear to permit it. And the unwary litigant who sues or arbitrates against AT&T may find his or her intimate E-mails, browsing activity and other personal information used against him or her. Indeed, merely the threat of such use may scare away potential litigants, where the remedy available in small claims court may be only a few hundred dollars.

Google’s new privacy policy, for example, provides that “We use the information we collect from all of our services to protect Google.” The policy goes on to note, “We will share personal information with companies, organizations or individuals outside of Google if we have a good-faith belief that access, use, preservation or disclosure of the information is reasonably necessary to: enforce applicable Terms of Service, including investigation of potential violations. Detect, prevent or otherwise address fraud, security or technical issues. Protect against harm to the rights, property or safety of Google, our users or the public as required or permitted by law.”

So, if you sue Google for any reason, you may expect that Google may (but not necessarily will) use everything it knows about you against you.


advertisement

Comments are closed.

Newsletters

StorefrontBacktalk delivers the latest retail technology news & analysis. Join more than 60,000 retail IT leaders who subscribe to our free weekly email. Sign up today!
advertisement

Most Recent Comments

Why Did Gonzales Hackers Like European Cards So Much Better?

I am still unclear about the core point here-- why higher value of European cards. Supply and demand, yes, makes sense. But the fact that the cards were chip and pin (EMV) should make them less valuable because that demonstrably reduces the ability to use them fraudulently. Did the author mean that the chip and pin cards could be used in a country where EMV is not implemented--the US--and this mis-match make it easier to us them since the issuing banks may not have as robust anti-fraud controls as non-EMV banks because they assumed EMV would do the fraud prevention for them Read more...
Two possible reasons that I can think of and have seen in the past - 1) Cards issued by European banks when used online cross border don't usually support AVS checks. So, when a European card is used with a billing address that's in the US, an ecom merchant wouldn't necessarily know that the shipping zip code doesn't match the billing code. 2) Also, in offline chip countries the card determines whether or not a transaction is approved, not the issuer. In my experience, European issuers haven't developed the same checks on authorization requests as US issuers. So, these cards might be more valuable because they are more likely to get approved. Read more...
A smart card slot in terminals doesn't mean there is a reader or that the reader is activated. Then, activated reader or not, the U.S. processors don't have apps certified or ready to load into those terminals to accept and process smart card transactions just yet. Don't get your card(t) before the terminal (horse). Read more...
The marketplace does speak. More fraud capacity translates to higher value for the stolen data. Because nearly 100% of all US transactions are authorized online in real time, we have less fraud regardless of whether the card is Magstripe only or chip and PIn. Hence, $10 prices for US cards vs $25 for the European counterparts. Read more...
@David True. The European cards have both an EMV chip AND a mag stripe. Europeans may generally use the chip for their transactions, but the insecure stripe remains vulnerable to skimming, whether it be from a false front on an ATM or a dishonest waiter with a handheld skimmer. If their stripe is skimmed, the track data can still be cloned and used fraudulently in the United States. If European banks only detect fraud from 9-5 GMT, that might explain why American criminals prefer them over American bank issued cards, who have fraud detection in place 24x7. Read more...

StorefrontBacktalk
Our apologies. Due to legal and security copyright issues, we can't facilitate the printing of Premium Content. If you absolutely need a hard copy, please contact customer service.